feat: forgot account reset flow + frontend default model fix to GLM

- Add forgot account reset flow with wallet preservation
- Update frontend default model references from DeepSeek to GLM
- Add reset-account API endpoint
- Add orphan record adoption for wallet/exchange preservation

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

api/handler_onboarding.go

@@ -152,6 +152,7 @@ func (s *Server) handleCurrentBeginnerWallet(c *gin.Context) {
 }
 
 func (s *Server) resolveBeginnerWallet(userID string) (privateKey string, address string, configuredModelID string, reused bool, err error) {
+	// 1. Check if current user already has a claw402 wallet
 	models, err := s.store.AIModel().List(userID)
 	if err != nil {
 		return "", "", "", false, err
@@ -175,6 +176,25 @@ func (s *Server) resolveBeginnerWallet(userID string) (privateKey string, addres
 		return existingKey, addr, model.ID, true, nil
 	}
 
+	// 2. Check for orphan claw402 wallet from a previous account (e.g. after account reset).
+	//    Adopt it to preserve funds.
+	orphan, orphanErr := s.store.AIModel().FindOrphanClaw402()
+	if orphanErr == nil && orphan != nil {
+		existingKey := strings.TrimSpace(orphan.APIKey.String())
+		if existingKey != "" {
+			addr, addrErr := walletAddressFromPrivateKey(existingKey)
+			if addrErr == nil {
+				if adoptErr := s.store.AIModel().AdoptModel(orphan.ID, userID); adoptErr != nil {
+					logger.Warnf("Failed to adopt orphan claw402 wallet for user %s: %v", userID, adoptErr)
+				} else {
+					logger.Infof("✓ Adopted orphan claw402 wallet %s for new user %s (address: %s)", orphan.ID, userID, addr)
+					return existingKey, addr, orphan.ID, true, nil
+				}
+			}
+		}
+	}
+
+	// 3. No existing wallet found — generate a new one
 	privateKeyObj, genErr := gethcrypto.GenerateKey()
 	if genErr != nil {
 		return "", "", "", false, genErr